SIP, Lumpsum & SWP Calculator

SIP · Lumpsum · SWP

Plan Your Mutual Fund Investments

Pick a fund category, tune the assumed return, and see how your monthly SIP, one-time lumpsum, or retirement-style withdrawal plan (SWP) could play out.

Turn Monthly Discipline Into Long-Term Wealth

A Systematic Investment Plan (SIP) lets you invest a fixed amount every month into a mutual fund scheme, riding out market ups and downs through rupee-cost averaging.

Choose Fund Category

Expected Annual Return 12%

Preset comes from the fund category above — drag to customise your own assumption.

Monthly SIP Amount ₹10,000

Investment Tenure 10 Years

💡 Rates shown are illustrative long-term averages for Indian mutual fund categories, not guaranteed returns. Mutual fund investments are subject to market risk.

Total Amount Invested

₹0

Invested

₹0

Total Value

Wealth Gained ₹0

Compare Across Fund Categories

Large Cap (12%)

Mid Cap (15%)

Small Cap (16%)

Hybrid (10%)

Debt (7%)

Multi Asset (11%)

Let a One-Time Investment Compound

A lumpsum investment puts your full amount to work from day one, letting compounding run uninterrupted across your entire time horizon.

Choose Fund Category

Expected Annual Return 12%

Preset comes from the fund category above — drag to customise your own assumption.

Lumpsum Investment Amount ₹1,00,000

Investment Tenure 10 Years

💡 Rates shown are illustrative long-term averages for Indian mutual fund categories, not guaranteed returns. Mutual fund investments are subject to market risk.

Total Amount Invested

₹0

Invested

₹0

Total Value

Wealth Gained ₹0

Compare Across Fund Categories

Large Cap (12%)

Mid Cap (15%)

Small Cap (16%)

Hybrid (10%)

Debt (7%)

Multi Asset (11%)

Turn a Corpus Into a Regular Income

A Systematic Withdrawal Plan (SWP) pays you a fixed amount every month from your invested corpus, while the remaining balance keeps growing (or shrinking) at the fund's return rate.

Choose Fund Category

Expected Annual Return 10%

Preset comes from the fund category above — drag to customise your own assumption.

Investment Corpus (Lumpsum) ₹10,00,000

Monthly Withdrawal Amount ₹8,000

Withdrawal Period 10 Years

💡 Rates shown are illustrative long-term averages for Indian mutual fund categories, not guaranteed returns. Mutual fund investments are subject to market risk.

Invested

₹0

Total Withdrawn

₹0

Corpus Invested

₹0

Balance Left

Corpus Survives the Full Period ₹0 Remaining

Compare Across Fund Categories (Balance Left)

Large Cap (12%)

Mid Cap (15%)

Small Cap (16%)

Hybrid (10%)

Debt (7%)

Multi Asset (11%)

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Disclaimer: This SIP, Lumpsum, and SWP calculator is provided purely for educational and illustrative purposes. The annual return assumptions used for Large Cap, Mid Cap, Small Cap, Hybrid, Debt, and Multi Asset categories are indicative long-term averages only and do not represent the actual, guaranteed, or future performance of any specific mutual fund scheme. Actual returns can be significantly higher or lower and may even be negative, depending on market conditions. Mutual fund investments are subject to market risk; please read all scheme-related documents carefully before investing. This tool does not constitute investment, tax, or financial advice, and BellsEye is not liable for any decisions made based on these projections. Please consult a SEBI-registered investment adviser before making any investment decisions.